Individual Vision Insurance

Individual Vision Insurance for Subscribers & Families

Individual vision insurance is essential to help people access eyecare and eyewear. Linneo offers a number of individual vision insurance policies that cater to your vision needs and your family’s vision needs. If you aren’t currently insured, you should consider getting coverage so you can start saving on the vision care and eyewear you need.

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We’re answering some of the top questions about vision insurance and exploring some of the different ways you can save. Let’s get started by discussing how individual vision coverage covers you and your family for your vision eye care needs!

Who is Covered Under Individual Vision Insurance?

When you purchase a Linneo individual vision insurance plan, you choose the number of people you want to add to your plan. You might be wondering— ”Can an individual vision insurance plan cover my whole family?” The answer is yes!

Linneo currently offers three levels of vision insurance coverage depending on the number of members in your family:


At this coverage level, only the policyholder receives vision care benefits.

Subscriber Plus One

By purchasing a Subscriber Plus One plan, the policyholder and one other individual will receive benefits.


By selecting a family plan, all of the members of your family will get access to your vision care benefits.

You can use your individual vision insurance plan to cover your family members without worrying about exceeding a limit. In fact, families of 3 or more can save anywhere from 28% – 33% off eyewear and eyecare! This is a major discount and often helps families afford to schedule additional eye exams or purchase pairs of backup eyeglasses in case a pair should break.

If you’re searching for easy and affordable coverage for yourself and your family, explore our enrollment page to find out how much you can save!

What is Covered Under Individual Vision Insurance?

Individual vision insurance allows you to access eyewear and eyecare services at a discounted cost. For many individuals and families, these discounts make getting the best care affordable. With vision insurance from Linneo, you no longer have to worry about the high out-of-pocket costs associated with eye care. Let’s find out exactly what is covered under individual vision insurance:

Comprehensive Eye Exams:

These exams help identify vision problems, eye diseases, and other health issues. Your Linneo plan will help you offset the costs of an annual eye exam for yourself and your family members. With Linneo, you don’t have to worry about finding an in-network provider. Our network is everywhere! All you have to do is submit your bill from your eye exam to Linneo, and you will be reimbursed. Choose your favorite eye care provider or someone who has an office close to where you live. When you choose Linneo for vision insurance, you are choosing both cost-saving and convenience.

Prescription Eyewear:

This includes prescription glasses—including frames and lenses. With Linneo, you are allowed to purchase as many pairs of glasses as is covered under your plan’s allowance. There is no limit on the number of eyeglasses you can purchase. So if you are in need of a backup pair of glasses and you have your allowance remaining, you can purchase that second pair of eyeglasses.

Non-prescription eyewear:

Linneo also offers discounts on non-prescription sunglasses.

Contact Lenses:

Linneo individual vision insurance coverage allows members to access contact lenses. We also have the option to remotely renew your prescription. To learn more about our providers, explore our network!

What is the Difference Between Individual Vision Insurance and Employer-Provided Group Insurance?

Individual vision insurance and group vision insurance provided by an employer differ in terms of how they are obtained and the scope of coverage.

Individual vision insurance is a policy purchased by an individual or family independent of an employer. This type of insurance provides coverage for vision-related expenses like eye exams, eyeglasses, and contact lenses. For individual vision insurance, the policyholder is responsible for choosing the plan and paying the premiums.

On the other hand, group vision insurance is a benefit provided by employers as part of their employee benefits package. The cost of group vision insurance is usually shared between the employer and employee through payroll deductions. When it comes to employer-provided group plans, the coverage and benefits are less customizable than individual vision insurance plans.

If you don’t currently receive coverage from your employer, you are likely a good candidate for individual vision insurance.

How Much Does Vision Insurance Cost?

Your cost for vision insurance will depend on the size of your family and your eye care needs.
If you are a single person who is in need of vision insurance, you’ll pay as little as $87 per year when you choose Linneo as your vision insurance provider. That’s less than $8 per month to save on eye exams and eyewear!

In the case that you are searching for a subscriber plus one plan, you can get access to savings for as little as $15 per month.

Searching for a vision insurance plan that will cover the whole family? Our family plans start at $19 per month.

Does Individual Vision Insurance Cover Non-Prescription Sunglasses?

Yes, non-prescription sunglasses are covered under Linneo individual vision insurance. You are allowed to spend your allowance at any of our network providers. Since our network providers offer sunglasses in addition to prescription eyeglasses, you can use your allowance to pay for a pair of non-prescription sunglasses.

Does Individual Vision Insurance Cover Lost Glasses?

Unfortunately, vision insurance does not cover the cost of lost glasses.

However, depending on the amount of coverage you choose and the cost of your glasses, you can use the remaining allowance for a replacement pair of glasses. Depending on your selected coverage amount and the cost of your eyeglasses, you can purchase as many as you would like until you reach your designated allowance.

This is extremely helpful for families with young children to replace accidentally broken glasses. There are many individual insurance policies that stipulate one frame per year. With Linneo, you are free to use your allowance as you like.

How Can I Purchase Individual Vision Insurance?

Need vision coverage for yourself or your family members? Then you are probably a good candidate for individual vision insurance. 

In order to get started with Linneo, take the following steps:

With the additional coverage provided by Linneo, you can start cutting down on your out-of-pocket vision care expenses.